Celebrate with a Special CD Rate!
Earn 4.00% APY* with flexible terms from 12 months to 7 years.
Offer available June 1-13.
Flexible Ways to Open Your CD
Online1
Open anytime with online account opening. Available for 12-60 month terms only. Louisiana residents only. See terms below.
In Person
Visit one of our convenient locations and work directly with a banker to open your account. Visit our website to find a location near you.
Virtually2
Meet virtually with a banker to open your account using your desktop or mobile device. Available for current customers only. See terms below.
Companion Savings3
A savings account established and funded concurrently with a CD to earn a higher rate. Available for in person and virtual account opening.
*4.00% APY (Annual Percentage Yield) available June 1 - June 13 on all terms 12 (twelve) months to 7 (seven) years Certificate of Deposit. APY effective as of June 1, 2026. APY is subject to change without notice. Minimum deposit of $2,000 required to open and earn stated APY. Interest on CDs longer than 12 months must be paid out at least annually. Fees could reduce earnings. Penalty for early withdrawal will apply and may reduce the earning on your account. Unless instructed otherwise, the CD will automatically renew for the same term of your current CD at our Standard CD rates in effect at the time of renewal. Other restrictions may apply. Certain restrictions and limitations apply to accounts opened online and accounts opened virtually. All CD terms, including 12 months up to 7+ years, are available to open in-branch. Ask your banker for details, terms, and current rates.
1Online account opening for CDs is only available for Louisiana residents and limited to 12-, 24-, 36-, 48-, and 60-month terms. CDs must be funded via ACH or transferred from an existing Gulf Coast Bank checking/savings account.
2Virtual account opening available for existing GCB consumer customers residing within GCB's designated service areas in Louisiana, Florida and Alabama only. Accountholder must have sufficient funds on deposit with GCB to fund the new CD.
3Companion Savings Account only available to open at the time a GCB CD account is established. Must be opened and funded same day as the GCB CD. Minimum opening deposit $2,000 (may be equal or less than concurrently-opened CD). Additional Fees apply, see Notice of Disclosure For Services and Fees. Additional terms and conditions apply, see the Companion Savings Disclosure and ask your banker for additional details. Companion Savings rate 3.50% as of June 1, 2026.
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