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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Thank you for your interest in
Better Personal Banking

While we set up an appointment, check out more of our products.

Our Personal Checking Products

Benefits Interest Checking Easy Checking Rewards Checking Select Checking
No Monthly Service Charge
Free Digital Banking2 and Credit Score4
No Minimum Balance1
Debit MasterCard® - Add additional layers of security with CardPlus
Earn interest on entire balance
Refund ATM fees up to $25.00 each cycle
Qualification Calendar

Interest Checking

  • No minimum balance1

  • No monthly service charge

  • Earn interest on entire balance

  • Refund ATM fees up to $25.00 each cycle

  • Free Digital Banking2, Credit Score4

  • Debit MasterCard® - Add additional layers of security with CardPlus

  • Qualification Calendar

Easy Checking

  • No minimum balance1

  • No monthly service charge

  • Free Digital Banking2, Credit Score4

  • Debit MasterCard® - Add additional layers of security with CardPlus2

Rewards Checking

  • No minimum balance1

  • Waive monthly service charge

  • Earn reward points that go toward redeeming merchandise and gift cards

  • Free Digital Banking2, Credit Score4

  • Debit MasterCard® - Add additional layers of security with CardPlus

Select Checking

  • For select banking clients of Gulf Coast Bank & Trust

  • No minimum balance1

  • Waive monthly service charge

  • Earn higher interest rate on balance

  • Free Digital Banking2, Credit Score4

Our Personal Saving Products

Benefits Personal Savings Interest Savings Joint Minor Savings Best Money Market
Free Digital Banking2 and Credit Score4
No Minimum Balance1
Earn interest on entire balance
Debit MasterCard® - Add additional layers of security with CardPlus
No Monthly Service Charge
Refund ATM fees up to $25.00 each cycle
Qualification Calendar

Personal Savings

  • No minimum balance1

  • No monthly service charge

  • Earn interest on entire balance

  • Refund ATM fees up to $25.00 each cycle

  • Free Digital Banking2, Credit Score4

  • Debit MasterCard® - Add additional layers of security with CardPlus

  • Qualification Calendar

Interest Savings

  • No minimum balance1

  • No monthly service charge

  • Free Digital Banking2, Credit Score4

  • Debit MasterCard® - Add additional layers of security with CardPlus2

Joint Minor Savings

  • For minors to learn the importance of saving money

  • No monthly fee, no minimum balance1

  • Earns interest on entire balance

  • Free Digital Banking2

Digital Banking Mobile App

Access your accounts anytime, anywhere with the Gulf Coast Bank & Trust mobile app. Enjoy 24/7 account access to check balances, transfer funds, pay bills, deposit checks, and more, all from the convenience of your mobile device.